![]() Cash back can also refer to the practice of charging an amount above the purchase price on a card and receiving the extra money in cash then and there.Īn outgrowth of credit card issuers’ general rewards programs, cash-back programs date to 1986, when the Discover card was launched nationally, introducing the concept.Some cash-back rewards programs come with annual fees or a high annual percentage rate (APR), but not all.Cash-back apps and websites can offer consumers a way to earn money back on purchases. ![]() Cash-back rewards are actual cash that can be applied to a credit card bill or received as a check or bank account deposit.Cash back refers to a credit card benefit that refunds the cardholder’s account a small percentage of the sum spent on purchases.
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